My Savings My Life

You are the master of your destiny. Whether in China or Kenya.

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Bridging geographical
business boundaries.

Invest and Create a stable financial base back at home

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We take care
of our members

We match your unique financial needs seemlessly and effortlessly

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Improve your Life with us !

WELCOME TO KENYA CHINA DIASPORA SACCO

Kenya China Diaspora SACCO society Ltd is a Savings & Credit Society designed for people who live, or, have lived in the People’s Republic of China and extends to include their immediate families as core members. Living in the diaspora comes along with unique financial challenges to invest and create a financial base back home.

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We are always envisioning the best !

Our Services


BOSA

We run Back Office service Accounts for Individuals where a member is supposed to remit a minimum of KES 3000 or CNY 200 each month

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LOANS AND BORROWING

Our members qualify for loans after consistently saving with us without breaching the agreement for a minimum period of six months

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WELFARE SERVICES

We offer welfare support to our members termed as a benevolent fund in times of bereavement covering the principal member.

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ASSET FINANCING

Asset Financing

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DEPOSIT AND SAVINGS

Deposit and Savings

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HOW TO JOIN

How to Join

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How We Work

BOSA PRODUCTS

Individual Account
This account is suitable for individuals for personal savings, small and medium enterprises owners, salaried persons or those with a fixed regular income. This facility is also given to students and pensioners.

Features

- Members must make monthly deposits either each month, or, make advance payments upto 12 months.

- Loans accessible depend on shares acquired and savings available.

- A member qualifies for different types of loans.

- Shares and saving act as a security for advances.

Group/Chama/Company Accounts
Each Chama/Group/Company Must be able to save a minimum of KES 5000.00 per month in deposits. They should deposit their savings in the Sacco in the following ways:

- Deposit in Sacco’s Coop bank account and submit receipt to the Sacco.

- Payment through paybill number of the Sacco

Group/Chama/Company Loans
These loans are offered to registered groups or co-operate companies. Provides a platform for members of registered groups and companies to consolidate their savings as a team and access loans both individually and/or as a group with competitive interest rates

Asset & LPO Financing
Short to medium term loan granted to clients for purchase of capital assets, or, meet financial needs of suppliers and contractors to enable them deliver their LPO / LSOs effectively and efficiently.

Normal Loan
The loan is based on the main scheme savings. Maximum entitlement is x3 scheme shares repayable at a maximum period of 48 months.

Development Loan
This loan is based on the main scheme savings (deposits) with a maximum entitlement of x4 scheme shares. It’s tailored in the form of bank loans and offered at a higher borrowing rate with a maximum repayment period of 64 months.

Emergency Loan
Min of KES 12,000 UPTO Max of KES 150,000. Repayment period maximum of 24 months.

College/School fees loan
Min of KES 20,000 to Max of KES 200,000. Maximum repayment period is 36 months.

Digital Express Loan
Maximum of KES 15,000. Maximum repayment period of one Month. Processed within ten (10) minutes.

Business Loans
This is called a super loan based on the main scheme savings and it’s applicable to members with deposits (shares) of KES 500,000 and above.

Medical Loans
Max of 100,000 with a maximum repayment period of 6 months.

Social /Anniversary Loans
(Wedding/ Birthday/Trips). Repayment period max. of 6 months.

Latest News

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12

Jan

2018

The First and the Inaugural Ceremony of for Kenya China Diaspora SACCO

  • info@kcdsacco.com

• Advertisement of Positions during the 1st AGM January 2019

• Notice of KCD SACCO 1st Annual General Meeting January 2019

• Published Names Of Successful Nominees for the 1st AGM Jan 2019

Our Blog

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Coming Soon

Special General Meeting

  • 2019

Coming Soon

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2019

Apr

This april 2019

Nomination of Members to Vetting Committee

  • 2019

April 2019